Simplified Issue Life
At LFIA we make life simple for you and your client by offering a portfolio of products that offer short-form applications and an expedited underwriting process that allows policies to be approved at the time of completing the application. This process can be an effective solution for clients who do not want to endure the process of full underwriting as well as clients who may be considered a substandard risk when applying for fully-underwritten insurance.
We have been an industry-leader in this space for over a decade through product development and consulting insurance carriers on the benefits of these products and effective pricing that benefits the client as much as the producer and issuing carrier.
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The simplified underwriting process is available on term, whole life, universal life products, and single premium life insurance products from the following carriers:
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