Long-Term Care and funding related future expenses is one of the most crucial planning opportunities for American workers yet it is often one of the most misunderstood and least discussed among clients and their financial advisors due to the difficulty of accepting the probably need for care and because of the history of premium increases experienced by traditional Long-Term Care insurance (LTCi) policyholders.
At LFIS we have been on the leading edge of distributing asset-based Long-Term Care insurance products and believe these are most often the best solutions for funding LTCi expenses. Among these solutions, we offer an advisor can offer provide protection and funding that offers:
- Fixed and indexed annuities with LTC riders
- Guaranteed Universal Life with LTC riders
- Indexed Universal Life with accelerated benefits
- Survivorship Life Insurance with LTC benefits for each spouse
- Guaranteed lifetime benefits for spouses
Have A Question?
We continue to offer traditional LTCi plans through a partnership with one of the nation’s premier LTC Insurance distributors, Disability Insurance Services. DIS provides each of your prospects with a multi-carrier rate comparison to guide them towards a plan of value to meet their unique needs.
Inside the LFIS Agent Resource Center are tools to help you cultivate, offer and case manage Traditional LTCi new business. Our Resource Center includes:
- LTCi Quote Engine and Pre-Qualification Worksheets;
- LTCi Cost of Care Calculators;
- Access LTCi Videos
- Access Consumer Point-of-Sale Fact Sheets;
LTCI products are offered through the industry’s top carriers in Genworth, Mutual of Omaha, National Guardian Life and Transamerica for long term care solution needs.
Download our 2017 LTCi Broker Kit to gain insight on carrier target markets, issue ages and discount programs. For immediate case design assistance, contact DIS Brokerage Manager, Thomas Helbing at 972.795.5813 or 800.898.9641.